This was not a rare case. This week, I was sitting down at Dunkin’ Donuts with a new client for a buyer consultation. As we were talking, I got a text from the seller’s agent that the home we were about to see just got an offer. And…. the sellers accepted.
Not trying to apply pressure on anybody but if you’re serious about buying in this market with low inventory and the low mortgage rates, it is imperative that you are 100% ready to take action when you find the right home.
What are the 3 things you can do NOW to buy your home?
- Start watching the market. It helps to learn about trends in the market. See what the prices are doing– are they rising or declining? Which towns can you afford to move to? Want to get started receiving emailed home listings? Click here: www.jeni.bentleysrealestate.com.
- Assess the different towns and neighborhoods. Start to think about which local towns fit your lifestyle. Do you have kids? Maybe school system ratings are important. Learn about which schools are best for your needs. Enjoy boating and fishing? Research coastal towns or hone in on neighborhoods with plenty of lakes. Don’t mind commuting to work? Maybe we can consider homes near the highways to lessen the road time.
- Start the lending conversation. Take a current snapshot of your credit score now. People hesitate to talk to a mortgage professional, but it’s best to start the process early. Not implying anyone has a bad credit score but if you’re in a credit tier that can be greatly improved with a little bit of work, sometimes it can take 6-12 months to see the results. You’ll be glad you started early when you can qualify for better interest rates and programs. The lending professionals I work with only want to guide and advise you to be in the best financial position to buy a home. And they’re low-key and no-pressure types of folks! They won’t badger you, I promise.
Call or text me and let’s get started: 781-864-7372.
To your success!
Jeni Lu, Realtor – Bentley’s Real Estate